Answer:
The employee fails to convert to an individual health insurance plan on the day it is offered
Step-by-step explanation:
Coverage under Cobra is specifically given to Workers who lost their previous coverage, so they can exchange it with group health benefits provided by a certain group health plan with other workers in similar situation. Commonly, this occurred when the workers suddenly got fired from the job.
In order to Use this, the workers need to make a transition from the individual health insurance plan that they previously had from their work place and replace into the ones that provided by The group health plan . Usually the transition need to be made within 60 days. otherwise the coverage will be terminated.