Question

The purpose of the coordination of benefits provision in group health insurance is to:

a) Assure that the insured collects all benefits dueb) Protect against over-insurancec) Eliminate benefits for unnecessary surgeryd) Reduce outpatient benefit payments

Answer 1

The correct option is B (Protect against over-insurance)

Step-by-step explanation:

The main purpose of the coordination of benefits provision in group health insurance is to ensure that the insured is paid one and not duplicate times due to the fact that they are covered under different group insurance plans.