Question

"Under the PPACA, all health plans are prohibited from discriminating against or charging higher rates to any individual on the basis of:___________.

Answer 1

Question: How might the PPACA go against the US values of individualism and personal responsibility?

Answer: A national program that forces people to buy health insurance or forces employers to provide insurance goes against the American ideal of personal responsibility. Many Americans believe it is up to individuals to take care of themselves and that, as long as they work hard enough, they should be able to do that. For this reason, many people think the PPACA takes away that responsibility.

Explanation: Edmentum sample answer

Answer 2

Under the PPACA, all health plans are prohibited from discriminating against or charging higher rates to any individual on the basis of preexisting conditions.

Before the Patient Protection and Affordable Care Act, health insurance companies were allowed to refuse to cover you if you had a preexisting condition, meaning health problems (like asthma, diabetes, or cancer) which are already present and won't simply happen in the future following an accident or disease. In 2010, the PPACA introduced the idea that insurers can no longer turn down anyone, and have to cover children under 19 years old with preexisting conditions without asking them to pay more for coverage.