Answer: c. Escrow
Explanation: Escrow is a financial instrument where cash is held on behalf of 2 parties by a third party. Money can be held in escrow until contractual obligations are fulfilled or appropriate instructions are met. In this case the money is insurance and taxes that is held in escrow until payment for both these are needed.
Other multiple choice options that don't apply here are stated below
a. Closing costs - these are fees that are incurred by either the buyer or seller when a real estate transaction closes.
b. Commission - this is the amount of cash someone earns after selling or renting out a form of property.
d. Origination - origination in real estate terms is the first step in a process towards obtaining a home loan or mortgage.