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Help! I have no idea how to do t his. Pls help. Show your work too, thank you! Question in the picture.

Help! I have no idea how to do t his. Pls help. Show your work too, thank you! Question-example-1

1 Answer

5 votes

Answer:

$87.50

Explanation:

To answer this question, you make use of the formula for simple interest:

I = Prt

This is the interest I on principal amount P at annual rate r for t years.

You have P = $3500, r = 0.025, t = 1, so the interest is ...

I = $3500×0.025×1 = $87.50

You would receive $87.50 in interest on your savings account.

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Additional comment

Many calculators, and all spreadsheets, can use a percentage number directly in the calculation. If yours can't, then you must convert the percentage to a decimal fraction. You can think of the "%" symbol as equivalent to "/100" or "×0.01". The decimal equivalent of 2.5% is 2.5/100 or 2.5×0.01 = 0.025.

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We have assumed the account earns simple interest, because there is no mention of interest compounding, or of a monthly accounting. In many real-life savings accounts, the interest is computed each month and added to the balance. The computation for the following month includes interest on the interest earned previously. We say the interest is compounded in that case. The formula for compound interest is different from the one shown here.

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