Answer: 1570 square inches
This value is approximate since pi = 3.14 is approximate.
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Work Shown:
r = radius = diameter/2 = 20/2 = 10 inches
L = slant height = 40 inches
SA = surface area of the cone

The surface area of the cone is approximately 1570 square inches.
We can abbreviate "square inches" into

If you want to get a more accurate surface area value, then use more decimal digits of pi.