Explanation:
so, we pick the first one. the probability this person swims is 0.45.
if yes, then we pick the second one. this one has also a probability of swimming of 0.45.
combined with the probability of the first one being a swimmer this is now 0.45×0.45.
the same with the third pick.
and we have the probability that all 3 swim of
0.45×0.45×0.45 = 0.45³ = 0.091125
that is rounded about 0.09 or 9%.