Answer:
Being financially responsible means you have a process for managing your money that is productive and in your best interest overall. ... Has a healthy attitude toward money, taking a long-term view and living within their means. Pay bills on time. Manages credit responsibly and looks for ways to cut costs.
Step-by-step explanation:
The simple truth is that a financially irresponsible person lives exceeding his means. To change this, you must spend less than you earn! Also, try to AVOID the following Irresponsible Financial Actions. Failing to pay balances in full.