Determine the amount needed such that when it comes time for retirement, an individual can make monthly withdraws in the amount of $2,154 for 30 years from an account paying 5. 1% compounded monthly. Round your answer to the nearest cent. A. $396,721. 78 b. $398,407. 85 c. $775,440 d. $1,833,962. 40 Please select the best answer from the choices provided A B C D.