Answer:
9.3%
Explanation:
The declined rate is 1.3% during 9 years
13.2%-11.9%=1.3%
2015-1995=20 is the year difference
11.9%-1.3%=10.6% for 9 years
10.6%-1.3%=9.3% for another 9 years
so the answer has to be 9.3%
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