Final answer:
Generally, Keisha's renter's insurance would cover her personal belongings, which include her laptop and TV. Her friend's belongings would not be covered unless she was specifically added to the policy or had her own insurance.
Step-by-step explanation:
The specifics of what an insurance company will cover in the event of a burglary depend on the terms of the insurance policy. In most cases, a renter's insurance policy (which is what Keisha would likely have for her apartment) covers the personal property of the policyholder. This typically includes items such as electronics and personal items like a TV, laptop, etc. However, the personal belongings of someone who is not named in the policy, such as a friend staying temporarily, are not usually covered under the standard policy terms. Therefore, the insurance would typically cover Keisha's laptop and TV only.
If Keisha had added her best friend to the policy or had a policy with coverage for guests' belongings, then her friend's items could also be covered. Without that, her friend would need to have her own insurance (such as renter's or personal property insurance) to get coverage for her stolen laptop and headphones.