Answer:
Step-by-step explanation:
Well if she has a good income, that's fine. But 65 is the very beginning of when things can go wrong and generally speaking they do.
Insurance is never for the present. It is always for the future. She's really close to the go wrong stage. A single hospital stay might be enough to wipe her out. If she can withstand that, then perhaps she really does not need the coverage, but I wouldn't bet on it.