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What helps in determining the reliability of a person with regard to repaying debts?

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Answer: Credit score

Step-by-step explanation:

A credit score is a used to show the creditworthiness of a consumer. It should be noted that the credit score is used by lenders to know if they should lend someone money or not.

The higher the credit score, the better the borrower will look to the potential lenders. It should be noted that the credit score is based on the credit history, total debts, repayment history etc.

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