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35 votes
35 votes
Amy invested $1500 in an account with an interest rate of 6.5%

What will the account balance be in 20 years if the interest is compounded monthly?

User Iamalismith
by
2.6k points

2 Answers

13 votes
13 votes

Final answer:

To find the future balance of Amy's investment with compound interest, we use the compound interest formula, where the principal is $1500, the annual interest rate is 6.5%, interest is compounded monthly, and time is 20 years.

Step-by-step explanation:

To calculate the future balance of an investment, with compound interest, we can use the compound interest formula: A = P(1 + \frac{r}{n})^{nt}, where:

  • A is the amount of money accumulated after n years, including interest.
  • P is the principal amount (the initial amount of money).
  • r is the annual interest rate (decimal).
  • n is the number of times that interest is compounded per year.
  • t is the time the money is invested for, in years.

In Amy's case, she invested $1500 at an interest rate of 6.5% compounded monthly. This means that P = 1500, r = 0.065 (because 6.5% = 0.065), n = 12 (since interest is compounded monthly), and t = 20.

Substituting these values into the compound interest formula:

A = 1500(1 + 0.065/12)^(12*20)

Calculating this gives us the future balance of the account after 20 years.

User Josef Grahn
by
2.9k points
22 votes
22 votes

Step-by-step explanation:

p=1500

R=10%

t=20yrs

SI=PTR/100

=1500*10*20/100

=3000

amount(A)=P+I

=1500+3000

=4500

User Sebastiano Schwarz
by
3.5k points
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