Answer: Automobile liability
Step-by-step explanation:
Automobile/ car liability happens as a result of negligence in the ownership, use of maintenance of an automobile such that it causes either bodily harm or property damage to others.
Such liability is usually settled by having Automobile liability insurance which is divided into two components to take care of either bodily harm or property damage inflicted on others. It is worthy of note that this insurance does not cater for damages to the holder but rather to the victim of the negligent act.