If you won the lottery today, and had a choice to receive all the money now, or get the money in the future, what is one big problem with getting it in the future?
a.
they may change their mind and not pay you
b.
the lottery people may go broke, or the lottery may be shut down before you get it all
c.
the money you get in the future will actually buy more because of inflation
d.
if you get it in the future, you can't invest it now