Question

Nur applied for a car loan at her local credit union and was denied because her credit report sald she had recently applied for numerous credit

cards. Nur, however, has only used one credit card for her entire life and has always pald it off every month. The last time she remembered
getting a credit check was when she purchased her house five years ago, and she has always made those mortgage payments on time. What
MOST likely happened in this scenario?
ОА.
OB.
Nur forgot about other credit cards she had been using.
The credit report had been fraudulently edited by the credit union employee.
Someone stole Nur's Identity and applied for credit cards under her name.
Nur has always had bad credit and has never been eligible for a loan.
OC.
OD.

Answer 1

Answer: Someone stole Nur's Identity and applied for credit cards under her name.

Step-by-step explanation:

The most likely cause of this scenario is Identity Theft. This is where someone steals the identity of another and uses their details including their Social Security Number to access services (usually financial) or engage in crime using the name of the person whose identity was stolen.

Someone most likely stole Nur's identity and applied for many credit cards with the intention of using them and then passing the bill on to Nur to repay the debt.