Question

Which of the following would be most helpful for Claire to do now to achieve her goal? Claire is only forty, but she wants to ensure that her old age will be as comfortable as possible when she is no longer able to care for herself. Her grandmother died in a nursing home that seemed dreary. Claire wants something better.

Appoint a medical power of attorney.
Purchase long-term care insurance.
Request brochures from assisted living facilities

Answer 1

Answer: B. Purchase long-term care insurance.

Step-by-step explanation:

If a person has no resources, the government will provide some form of long-term care. However, it may not be the sort of facility that the person would choose.

"Most people do not buy long-term care insurance, develop strategies to protect their assets, or save enough to be able to get the kind of care and housing they prefer. If you want to remain at home and die at home, for example, you will have to save enough to pay for in-home healthcare unless you have very good long-term care insurance that pays for it. This type of care is very expensive, particularly for people who require round-the-clock care, which is always needed when someone is dying."

Answer 2

Purchase long-term care insurance.