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Matthew invested $4,700 in an account paying an interest rate of 3 3/8% compounded

monthly. Peyton invested $4,700 in an account paying an interest rate of 3 1/4%
compounded continuously. After 14 years, how much more money would Matthew
have in his account than Peyton, to the nearest dollar?

2 Answers

3 votes

Answer:

126

Explanation:

126 to the nearest dollar

User Jason Wiener
by
4.8k points
4 votes

Answer:

$126

Explanation:

We solve using Compound Interest formula

For Matthew

Matthew invested $4,700 in an account paying an interest rate of 3 3/8% compounded monthly.

P = $4700

R = 3 3/8 % = 3.375 %

t = 14 years

n = Compounded Monthly = 12

Hence,

First, convert R as a percent to r as a decimal

r = R/100

r = 3.375/100

r = 0.03375 rate per year,

Then solve the equation for A

A = P(1 + r/n)^nt

A = 4,700.00(1 + 0.03375/12)^(12)(14)

A = 4,700.00(1 + 0.0028125)^(168)

A = $7,533.80

For Peyton, we are using a different compound interest formula because it is compounded continuously

Peyton invested $4,700 in an account paying an interest rate of 3 1/4%

compounded continuously.

P = $4700

R = 3 1/4 % = 3.25%

t = 14 years

n = Compounded continuously

First, convert R as a percent to r as a decimal

r = R/100

r = 3.25/100

r = 0.0325 rate per year,

Then solve the equation for A

A = Pe^rt

A = 4,700.00e^(0.0325)(14)

A = $7,408.01

After 14 years, the amount of money Matthew would have in his account than Peyton, to the nearest dollar is calculated as:

$7,533.80 - $7,408.01

= $125.79

Approximately = $126 to the nearest dollar

User Jeremy Savage
by
4.3k points