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Who determines your credit score?​

2 Answers

5 votes

Answer:

Credit karma

Step-by-step explanation:

User Jejjejd
by
8.0k points
3 votes

Answer:

Your credit scores are determined by credit scoring models that analyze one of your consumer credit reports and then assign a score using complex calculations.

Step-by-step explanation:

The five pieces of your credit score

  1. Your payment history accounts for 35% of your score.
  2. How much you owe on loans and credit cards makes up 30% of your score.
  3. The length of your credit history accounts for 15% of your score.
  4. The types of accounts you have made up 10% of your score.
  5. Recent credit activity makes up the final 10%.
User ShockwaveNN
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6.9k points