Final answer:
Unemployment can be caused by a lack of access to unemployment resources. Structural unemployment is caused by a mismatch between job seekers' skills and available jobs. Cyclical unemployment is caused by economic downturns or recessions.
Step-by-step explanation:
Unemployment can be caused by various factors, including a lack of access to unemployment resources. One major cause of unemployment is structural unemployment, which occurs when there is a mismatch between the skills and qualifications of job seekers and the available jobs. This can happen due to geographical, technological, or educational reasons. Another cause of unemployment is cyclical unemployment, which results from economic downturns or recessions. Additionally, government regulations regarding hiring and starting businesses can also contribute to the natural rate of unemployment.