Final answer:
Cleaning and detailing are not considered a major cost of vehicle ownership in comparison to insurance, fuel, repairs, and maintenance, which are essential and recurring expenses.
Step-by-step explanation:
Among the options provided, cleaning and detailing is not typically considered a major cost of vehicle ownership. While costs like insurance, fuel, repairs, and maintenance are necessary and recurring expenses that can significantly impact the overall cost of owning a vehicle, cleaning and detailing are more optional and generally less frequent expenses.
The cost of insurance is an essential factor to consider when owning a vehicle because it protects against financial loss due to accidents or theft. It is a requirement in most states and can vary based on numerous factors, including the driver's age and driving history. Meanwhile, fuel costs can fluctuate but remain a consistent expense as long as the vehicle is in use. Regular maintenance and repairs are necessary to keep a vehicle operating reliably, with maintenance costs potentially being exponentially distributed with an average cost, as mentioned for a car's first year.