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Please help!! only has to be 100 words!!

Please help!! only has to be 100 words!!-example-1
User Jackmott
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Answer:

Step-by-step explanation:

Name of Borrower

Address of Borrower

City, State, Zip Code

DATE

Name of Loan Officer

Name of Lending Institution

Address of Lending Institution

City, State, Zip Code

Re: Restructuring of Loan - Loan Number

Dear Name of Loan Officer:

This letter is a formal request for restructuring of my mortgage. I have fallen behind in payments for the last three months because my wife, Name of Wife, lost her job, which reduced our total income by half. I made the last payment on DATE.

I sincerely want to keep my home and make regular payments, but, at this time, require some restructuring ​in the terms of the loan. I request that the monthly payments be reduced and the delinquent payments be forgiven or recapitalized, so I can catch up and prevent delinquency in the future.

I would appreciate it if we could work together to find a way to normalize my mortgage payments. I fully intend to pay my debt, but need some help until my wife finds another job and our financial situation stabilizes again. She currently has two possible job offers, and will know the results next month.

I apologize for getting behind in my payments, but, as you can see, it was out of my control.

I can be reached at Phone Number or at Email Address if you have any further questions. I hope we can meet soon to agree on the terms of a loan modification.

Sincerely,

Signature of Borrower

Printed name of Borrower

User Alexenko
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