Question

A prospective employer reviews an applicant's work history and personal references. In

addition, he or she may review the applicant's credit report. Why would an employer be
interested in the credit report of a job applicant when making hiring decisions?

Answer 1

Answer: Responsibility check.

Step-by-step explanation:

A person's credit report can sometimes tell an employer what they need to know about how the prospective employee can handle responsibility because it shows how the person handles their financial obligations.

For instance, a person who's report shows is in financial distress will not be considered very responsible as opposed to some whose credit report is in good shape. To put it in perspective, would a bank like to hire a teller in financial distress? Chances are very negative for that.