The correct answer to this open question is the following.
Although there are no options attached we can comment on the following.
1.- The level of government that is involved here is the federal government. The executive branch department involved is the Secretary of the Treasury. We can also include the Fed, the Federal Reserve, although it is not part of the federal government. The Fed is the central bank of the United States and it is a private organization located in Washington D.C., that oversees the public finances and the monetary system of the United States.
2.- The banking system affects me in that I need to save money early in my life in order to have enough money to create a patrimony. I am going to use this money in the future to invest in college, and later, when I work, the money saved in the bank would have generated enough interest to buy a car or buy me a beautiful house.