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Yes or No? If a consumer DOES NOT have any collection accounts, does that have a negative impact on their score?

User Estan
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1 Answer

2 votes

Answer:

No

Step-by-step explanation:

Having collection accounts can reduce credit scores EVEN after you pay them off. So it's good to not have collection amounts. Hence, NOT having collection amounts will NOT have a negative impact.

User Crgolden
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