Final answer:
The claim made in this excerpt is that contracts pose the greatest risk to people with little money.
Step-by-step explanation:
The claim made in this excerpt is that contracts pose the greatest risk to people with little money.
The speaker states that without a legal system that enforces contracts, people would be reluctant to enter into contracts for fear of non-payment, which would hinder business transactions and economic growth.
This implies that contracts can have negative consequences for individuals with limited financial resources.