To find the total cost of a $22 haircut with a 20% tip, we can first calculate the amount of the tip by multiplying the cost of the haircut by the tip percentage:
Tip = 22 * 20% = $4.40
Then, we can add the cost of the tip to the cost of the haircut to find the total cost:
Total cost = 22 + 4.40 = $26.40
Therefore, the total cost to the nearest cent is $26.40.