The total number of cards in a deck of cards is: 52
The total number of club cards is: 13
The total number of cards that less than 5 is: 8.
The probability of selecting a club card is,

The probability of selecting a card that is less than five is,

The total number of club card that is less than 5 is 3.
The probability of selecting a club card and a card that is less than 5 is,

The probability of selecting a card that is a club or less than 5 is,

Thus, the probability of selecting a club card or card that is less than 5 is 9/26.