The number less than 3 are {1,2}.
The total possible outcome is 4.
Determine the probability for number less than 3.

The number divisor of 20 are {1,2,4}.
Determine the probability for landing on a number divisor of 20.

The probability for number less than 3 and number divisor of 20 are independent events. So,

Determine the probability in percentage by multiply the fraction with 100.

So answer is 37.5 %.