We have to use the equation
![d=rt](https://img.qammunity.org/2023/formulas/physics/college/z3wm8hcqqd9gaomwja5ax7i09qs7omsisg.png)
Where r = 12 mph, d = 20 miles, let's find t.
![\begin{gathered} 20=12t \\ t=(20)/(12)=(10)/(6)=(5)/(3) \end{gathered}](https://img.qammunity.org/2023/formulas/mathematics/high-school/rmu8j0dwo8bf0t0lb4v8otabi6e098n9l7.png)
She'll take 5/3 hours to get there which is equivalent to 1 2/3 hours.
Let's transform 2/3 hours to minutes to find the exact time she has to leave.
We know that 1 hour is 60 minutes.
![(2)/(3)hr\cdot(60\min)/(1hr)=(120)/(3)\min =40\min](https://img.qammunity.org/2023/formulas/mathematics/high-school/yv3bwoqvh3vp7335um4cpg3hvzw1c6v4dq.png)
So, she will take exactly 1 hour and 40 minutes.
If you have to get there at 10:00 A.M., then she has to leave at 8:20 A.M.