The probability (P) of event A occurring is:

The probability of 2 consecutive events A and B occur is:

Then, let's calculate the probability of selecting an insect:
Favorable outcomes: 10
Total outcomes: 30

Now, let's calculate the probability of selecting tree:
If the insect card is replaced:
Favorable outcomes: 8
Total outcomes: 30

If the insect card is not replaced:
Favorable outcomes: 8
Total outcomes: 29

The probability of randomly selecting an insect and then a tree is:
With replacement:

Without replacement:

Answer:
With replacement: 4/45
Without replacement: 8/87