spreadsheet solution Credit Score Current Rate First Name: Mary 500 6.50% Last Name: Bell 550 6.25% Address: 123 First Street 600 6.00% City, State Zip: Philadelphia, PA 19104 650 5.25% Annual Income: $85,000 700 4.50% Credit Score: 720 750 3.75% Requested Amount: $25,000 800 3.25% # of Payments 120 Decision: Rate: Payment: