Assest
Cash = 39000
Owned land = 460000
Savings land = 207000
Jewerly = 3000
Total assests = 39000+460000+207000+3000
Total assests = 709000
Liabilities
Bank loans = 350000
Student loan debt = 25000
Total liabilities = 350000+25000
Total = 375000
Net worth = Total assets - Liabilities
Net worth = 709000 - 375000
Net worth = $334,000