We have the following:
Restarurant bill = $84.97
the tip is a value above the bill, that is, an extra percentage, as follows:
Where T is the total, b is the bill and t is the tip (%)
replacing:
For 20%:
When the tip is the 20%, the estimate value is $101.96
For 10%:
When the tip is the 10%, the estimate value is $93.47