The stopping distance of car is proportional to the square of its velocity. So relation between stopping distance and velocity is,

Determine the velocity of the car for stopping distance of 245 feet.
![\begin{gathered} 245=0.05V^2 \\ V^2=(245)/(0.05) \\ V=\sqrt[]{4900} \\ =70 \end{gathered}](https://img.qammunity.org/2023/formulas/mathematics/college/5qd99v18nnzt4qxoqznrvg9f0k4faj18d5.png)
The velocity of car is 70 mph, which is less than reckless speed considered by insurance company. So, insurance company provide full replacement of car.