Thus, the answer is Kelsey is the one who is correct. Because the number of intercepts is different from the number of zeroes.
1) Examining the question, we take into consideration that not all intercepts are zeroes of the polynomial.
In a third-degree polynomial function, there is another kind of intercept. The y-intercept.
2) So, we can tell that there is no way for both of them to be correct.
3) Thus, the answer is Kelsey is the one who is correct. Because the number of intercepts is different from the number of zeroes.