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The formula A = P(1 + r) can be used to relate the future value A of a deposit of P dollarsin an account that earns an annual interest rate r (expressed as a decimal) after t years.a. Solve the formula for P.b. How much would you have to deposit today in order to have $5000 in 4 years in abank account that pays 5% annual interest?

User Azoth
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1 Answer

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From the question we were given the formular:

A = P(1 + r)^t

Where:

A is the future value of P in dollars

r is the annual interest rate

t is the period in years.

(a) We are asked to solve the formula for P

A = P(1 + r)^t

A = (1 + r)^t * P

P = A

(1 + r)^t

(b) How much would you have to deposit today in order to have $5000 in 4 years in abank account that pays 5% annual interest?

Given:

A = $5000

r = 5%

t = 4 years

P = A

(1 + r)^t

P = 5000

(1 + 5/100)^4

P = 5000

(1 + 0.05)^4

P = 5000

(1.05)^4

P = 5000

1.2155

P = $4113.53

User ThePhi
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