Although she is not credit overloaded, the savings shouldn't be counted as spent.
Thus, the total spent, in dollars, is given by:
![975+250+275+76+114+350=2040](https://img.qammunity.org/2023/formulas/mathematics/college/pcq6qtanc88l8owkp9s7fjr1w65t8dqz57.png)
Notice that we added all the items except for the savings.
Thus, she is not credit overloaded because she spends $2040 and receives $2255 every month.