Data:
Checking account service: C
ATM transactions (bank ATM): B
Person to person transfer: P
Martin plans: 3B+2P
For Good partner bank: (G)
C = 9.95
B = 0
P = 1

For Tenth Street bank (T):
C= 8
B= 1
P = 0

As you can see the better choice is Tenth Street bank