The surface area of a pyramid is given as:

where p is the perimeter of the base, l is the slant height and B is the area of the base.
In this case the slant height is 4 in.
Now, since the base is a square which sides that has length 5 in. then the perimeter is:

The area of the base is the length of the side squared, then we have:

Once we know the values we plug them in the formula, then we have:

Therefore the surface area is 65 squared inches.