Final answer:
To prevent identity theft, safeguard your social security number, change passwords regularly, do not respond to suspicious emails, protect your cards, secure your mailbox, use complex passwords, employ anti-virus software, and monitor your credit history for signs of unauthorized activity.
Step-by-step explanation:
To safeguard against identity theft, which is often referred to as "True-name Fraud", it's important to adhere to the following guidelines:
- Never share your social security number with anyone.
- Regularly change passwords and PINs for online and mobile banking to prevent unauthorized access to your financial accounts. Doing so monthly or bi-annually is a good practice.
- Protect your personal information by ignoring emails in your inbox or junk mail that seem suspicious or request sensitive details.
- Protect your credit and debit cards from potential theft by keeping them secure and monitoring transactions.
- Secure your mailbox to prevent theft of physical mail, which may contain personal information.
- Use passwords and PINs that are complex and cannot be easily guessed to safeguard your online presence.
- Install and maintain anti-virus software on your computer to protect against malware.
- Notify your bank immediately if there are changes to your contact information.
Also, be cautious when you're seeking employment, as this is a time you may be more vulnerable to scams. Always provide only the minimum information requested, inquire why it is needed, and how it will be used. Enhanced security measures such as two-factor authentication, education on scam avoidance, and keeping abreast of your credit history are essential steps in identity protection. Unfortunately, victims of identity theft can suffer significant financial and emotional distress, so it's imperative to stay vigilant and informed.