Answer:
Each term is subtracted by 9.
The first term is 4
f(n) = 4 - 9n
f(0) = 4 - 9(0) First term
f(1) = 4 - 9(1) = -5 Second term
f(2) = 4 - 9(2) = -4 Third term
f(94) = 4 - 9(94) = -842
The 95th term is -842. (I substitute in a number one less as that is how the pattern seems to work, there is probably a better way to do it but that is the right answer. Hope this helps.