Answer:
House payment, Car Payment, Student Loans and Boat or Recreational Vehicle payments.
Step-by-step explanation:
All of those could be high although not all of them are necessary. Housing yes, but renting is an option too. A car is important if there is no public transportation although a used car is a better choice if you are looking to save a few dollars. Student Loans could be high although low income individuals can get government grants that will cover the first years of community college. The boat and recreational vehicles are both very costly but are luxury items that people should only buy if they have the disposable income and financial stability to do so