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List at least two ways a consumer can lower his or her mortgage interest rate.

User Vigo
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Answer:

Here are five things you can do to reduce your mortgage rate when you refinance or purchase a home: Add one point to your credit score. Most non-government mortgage programs are priced by credit score, in 20-point tiers. If your FICO is 680 points, for example, you pay significantly less than if it's 679.

Explanation:

User Gearoid
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