[] Past tense = in the past. The event already happened. This morning, yesterday, a year ago, etc.
[] Some examples and what they would be in the present tense
-> He said that she would buy the milk for me.
"He will buy some milk"
-> The banker said that she wouldn't increase the loan.
"The banker won't increase the loan"
-> Why didn't you bring the dog? I told you there would be other dogs here!
"Bring the dog! There are going to be other dogs here."
Have a nice day!
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- Heather