Answer:
involuntary lien.
Step-by-step explanation:
Lien is a term which describes the right of a lender to sell collateral to get back the principal if the borrower cannot repay the loan. In order to be able to determine whether a borrower would default on the repayment of a loan, lenders usually check the credit score of the borrower.
An involuntary lien can be defined as a claim made by a third party against the property owned by another without the person's consent or agreement, especially to secure money owed to the third party by the property owner.
Generally, a judgment by a court of competent jurisdiction is an involuntary lien.
This ultimately implies that, when duly recorded in the county where the real property of the property owner (defendant) is located, a judgment granted by a court of competent jurisdiction becomes an involuntary lien.