Answer:
The correct answer is - a HMO.
Step-by-step explanation:
A HMO health insurance plan or Health Maintenance Organization is the health insurance plan that provides coverage or medical care through the doctors, hospitals, or clinics under a contract or a from a particular network.
The Policy tends to be higher in this type of plan as it restricts patients to get their health care from a specific network. In a PPO plan patients can choose their healthcare provider and pay accordingly less in in-network and more in out of the network.