Question

Where do I put the commas, or the comma at

Answer 1

Put a comma before Mr. Randolph, after Mr. Randolph, and after bankruptcy.

Explanation:

You may be in debt, Mr. Randolph, but there is no need to declare bankruptcy, yet. ⇒

The comma signifies a pause. ⇒

It is also a good way to segment your sentence. ⇒

I hope this helps!

Answer 2

In between Randolph and but