answer:
To ensure that all their funds are adequately insured by the FDIC, Marge and Carlos should choose the option that allows them to stay within the FDIC insurance limit. Currently, the FDIC insures deposits up to $250,000 per depositor, per insured bank.
In this case, the total value of all the accounts is $567,000. Since they have four joint accounts, each account is covered up to $250,000 by the FDIC. Therefore, the best option for Marge and Carlos to ensure that all their funds are adequately insured by the FDIC is:
All of the funds in the four accounts are adequately insured because each account is covered by $250,000 for a total of $1,000,000.
By keeping the funds distributed across the four accounts and staying within the FDIC insurance limit for each account, Marge and Carlos can ensure that all their funds are adequately insured.
alli <3